Loan Calculator
Calculate Monthly Payment:
- Formula: M=P⋅r1−(1+r) −nM = \frac{P \cdot r}{1 - (1 + r)^{-n}} M=1−(1+r)−nP⋅r
- MMM: Monthly payment
- PPP: Loan amount
- rrr: Monthly interest rate (annual rate divided by 12 and converted to decimal)
- nnn: Total number of payments (years × 12)
Total Payment and Interest:
- Total Payment: M×nM \times nM×n
- Total Interest: Total Payment−P \text{Total Payment} - PTotal Payment−P
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